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HSAs were created in 2003 as a form of U.S. trust to be used exclusively for paying qualified health care expenses. An HSA must be used in conjunction with a High Deductible Health Plan. Those who are covered only by an HDHP are not enrolled in Medicare and cannot be claimed as a dependent on someone else’s tax return are eligible for an HSA.
Big money is excited about wind energy, which is promising for the future of the renewable energy industry. But what about the small investor? Read on to know more.
Finding the right alternative investments can be intimidating even for experienced investors. Some people have turned to investment clubs to help them sort through the options and select the right investments to diversify their portfolios. The following article provides information regarding how investment clubs can help you learn about alternative investments.
Investors are increasingly turning to assets beyond traditional stocks and bonds. Fueled by stock market volatility and their growing sophistication, many are looking to invest in real estate, private stocks, hedge funds and other investments with an individual retirement account (IRA). Such investments made through a self-directed IRA can provide greater flexibility and control over the investments held in an individual's retirement account.
Effective estate planning should address wealth transfer from a practical and cost-effective approach. One estate planning strategy that families with closely held businesses should consider is the family limited partnership. Under the most common form of family partnership, you would begin by creating general and limited partnership interests in your business. Once the partnership is established, you then gift the limited partnership interests to your children.
Investors in private mortgage lending used to consist of families and friends helping each other with house payments. But the profit potential in private mortgages for the lender—and the clear benefits to the borrower—helped this investment strategy gain notoriety in the investing community.
Angel investors are individuals who invest capital—usually their own funds—in one or more startup ventures. Because of the high risk, angel investors expect high returns, and entrepreneurs should remember this when approaching them.
Private mortgage loans can provide professional real estate investors with quick and more flexible access to funding for investment properties. While typical private mortgage loans often come with higher interest rates, these loans are often easier to qualify for, require less paperwork and are based on the value of the property versus the borrower’s credit.
Technological advances in geothermal energy could soon lead to a widespread commercial solution that creates energy cheaply, and is environmentally friendly. Read on to get more information.
In this article, we present six innovative business ideas that exemplify these trends; however, aspiring business owners may find that, with a little food for thought and a lot of motivation, the opportunities are endless.
With all the cash for gold advertising you see these days, offering you a quick payment for your gold, you would think selling gold would be a pretty simple process. Well if you want to get anywhere near what your gold is actually worth it takes a bit more than just picking the first gold refiner you come across and sending them your gold in one of those convenient little mailing envelopes. The following article will explain how you can safely sell your gold for the highest amount possible.
The economy has investors worried about their assets and on edge across the country. There are a few steps they can take to determine whether the assets they have in banks are safe. Read on to view the details.